Investing with an Advisor: Age-Based Tracks

An age-based investment is just that — it's based on the age of your child. You simply choose the Investment Track: Conservative, Moderate or Aggressive. Then, Learning Quest Advisor will use the track you select and your child's age to determine how to invest your assets.

Over time, the account will move to one or more of the seven portfolios that make up these three tracks. These portfolios invest in a mix of stock, bond, and money market funds from multiple investment managers including American Century Investments, T. Rowe Price, Principal Financial Group and American Beacon Funds.

The table below shows how your account will be invested for each track based on the age of the beneficiary.