Learning Quest Advisor Diversified Bond Portfolio

The Diversified Bond Portfolio seeks high level of income by investing in the American Century Diversified Bond Fund. The fund will invest at least 80% of its net assets in high and medium-grade, non-money market debt securities. These securities include corporate bonds and notes, government securities and securities backed by mortgages or other assets. Shorter-term debt securities round out the portfolio.

*For purposes of this table, underlying fund expenses are calculated using the expense ratio of each fund, taking into account any applicable reductions due to fee waivers. Expense ratios are determined from the underlying fund's most recent shareholder report. Such expense ratios are then multiplied by the portfolio's expected underlying holdings as of July 22, 2016. The actual underlying fund expenses of a portfolio may vary from those shown in this table.

Mutual funds are sold through prospectus only. No offer is being made of any of the funds discussed on this website or pursuant to this plan.