Learning Quest Advisor Sustainable Equity Portfolio

The Sustainable Equity Portfolio seeks long-term capital growth with income as a secondary objective by investing in the American Century Sustainable Equity Fund. The fund invests 80% of its net assets in equity securities. The fund generally invests in larger-sized companies, and, among other factors, looks for companies with favorable environmental, social and governance ratings.

*For purposes of this table, underlying fund expenses are calculated using the expense ratio of each fund, taking into account any applicable reductions due to fee waivers. Expense ratios are determined from the underlying fund's most recent shareholder report. Such expense ratios are then multiplied by the portfolio's expected underlying holdings as of July 22, 2016. The actual underlying fund expenses of a portfolio may vary from those shown in this table.

Mutual funds are sold through prospectus only. No offer is being made of any of the funds discussed on this website or pursuant to this plan.