Learning Quest Advisor Small Cap Growth Portfolio

The Small Cap Growth Portfolio seeks long-term capital growth by investing in the American Century Small Cap Growth Fund. This fund will invest at least 80% of its net assets in small-cap stocks. Historically stocks of small-sized companies are more volatile than the stocks of larger more established companies.

*For purposes of this table, underlying fund expenses are calculated using the expense ratio of each fund, taking into account any applicable reductions due to fee waivers. Expense ratios are determined from the underlying fund's most recent shareholder report. Such expense ratios are then multiplied by the portfolio's expected underlying holdings as of July 22, 2016. The actual underlying fund expenses of a portfolio may vary from those shown in this table.

Mutual funds are sold through prospectus only. No offer is being made of any of the funds discussed on this website or pursuant to this plan.